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Showing posts from November, 2022

Will Auto Insurance Pay for Vandalism? Complete Guide

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  Despite the high costs associated with car vandalism, your best commercial auto insurance may assist you in covering them. However, depending on the circumstances, filing a claim might not always be advantageous. The theft of catalytic converters from hybrid and electric vehicles in the United States has recently involved the use of hacksaws. The number of thefts has increased, which has led to an increase in vandalism claims. To learn everything there is to know about making a vandalism claim, read this blog. What kind of automobile insurance includes vandalism? Comprehensive auto insurance protects your car from weather-related damage, theft, and vandalism. Comprehensive coverage is not required in the US. You are not required by any state to have it. However, a "full coverage" policy provides coverage for vandalism-related auto damage. If you don't have comprehensive coverage, your insurance won't pay for damage caused by vandalism. If you're not sure if comp

Does Hail Damage Get Covered by Car Insurance? Complete Guide

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  Hailstorms can cause more serious car damage than you might imagine. There would have been more than 37,000 hailstorms in the US in 2021, causing billions of dollars' worth of damage. The state of Texas paid out over $474 million in hail damage-related automobile and property damage claims, while other states also contributed millions. If you have comprehensive coverage, your monthly auto insurance policy may cover hail damage after you pay your deductible and any limits that may be relevant. Your automobile is covered by comprehensive insurance if something unexpected happens to it, such weather-related damage, theft, or vandalism. If you don't have comprehensive coverage, it's likely that your insurance won't pay for hail damage, so you'll have to pay for any required repairs. Therefore, should you fix your car? A totaled car with hail damage: Should you keep it? Will you raise your prices? When filing a hail damage claim with your car insurance, there are a fe